/* ============================================================
   SV CRÉDIT — thème « Feu vert »
   Blanc froid · encre graphite · vert accord · or du sceau
   Typo : Hepta Slab (titres) · Mulish (texte) · Reddit Mono (chiffres)
   ============================================================ */
:root {
  --blanc:      #FFFFFF;
  --fond:       #F5F8F6;
  --fond-2:     #ECF1EE;
  --encre:      #141A1E;
  --encre-2:    #3B444B;
  --gris:       #6E777E;
  --ligne:      #DCE3DF;
  --vert:       #0F9D63;
  --vert-fonce: #0B7A4D;
  --vert-nuit:  #0E2B20;
  --vert-pale:  #E2F4EA;
  --or:         #C9A24B;
  --or-pale:    #F8F0DA;
  --rouge:      #C8463C;
  --rayon:      16px;
  --rayon-s:    10px;
  --ombre:      0 18px 50px -24px rgba(20, 26, 30, .28);
  --ombre-s:    0 6px 18px -10px rgba(20, 26, 30, .25);
  --titre:      "Hepta Slab", Georgia, serif;
  --texte:      "Mulish", system-ui, sans-serif;
  --mono:       "Reddit Mono", "Courier New", monospace;
  --larg:       1180px;
  --trans:      .35s cubic-bezier(.22,.61,.36,1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--fond); color: var(--encre);
  font-family: var(--texte); font-size: 17px; line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img, video, svg { display: block; max-width: 100%; }
a { color: var(--vert-fonce); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--vert); }
h1, h2, h3, h4 { font-family: var(--titre); font-weight: 600; line-height: 1.15; margin: 0 0 .5em; letter-spacing: -.01em; }
h1 { font-size: clamp(2.2rem, 4.6vw, 3.6rem); font-weight: 700; }
h2 { font-size: clamp(1.7rem, 3.2vw, 2.5rem); }
h3 { font-size: 1.3rem; }
h4 { font-size: 1.05rem; }
p { margin: 0 0 1em; }
.mono { font-family: var(--mono); letter-spacing: .02em; }
.conteneur { width: min(100% - 40px, var(--larg)); margin-inline: auto; }
.picto { width: 1.1em; height: 1.1em; flex: none; vertical-align: -.2em; display: inline-block; }
.evitement { position: absolute; left: -999px; top: 8px; background: var(--encre); color: #fff; padding: 8px 14px; border-radius: 6px; z-index: 999; }
.evitement:focus { left: 8px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* ---------- Boutons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: .55em;
  padding: .85em 1.5em; border-radius: 999px; border: 1.5px solid transparent;
  font: 600 .98rem/1 var(--texte); text-decoration: none; cursor: pointer;
  transition: transform var(--trans), box-shadow var(--trans), background var(--trans), color var(--trans), border-color var(--trans);
}
.btn .picto { transition: transform var(--trans); }
.btn:hover .picto { transform: translateX(3px); }
.btn-vert { background: var(--vert); color: #fff; box-shadow: 0 10px 24px -12px rgba(15,157,99,.7); }
.btn-vert:hover { background: var(--vert-fonce); color: #fff; transform: translateY(-2px); }
.btn-encre { background: var(--encre); color: #fff; }
.btn-encre:hover { background: #000; color: #fff; transform: translateY(-2px); }
.btn-contour { background: transparent; color: var(--encre); border-color: var(--ligne); }
.btn-contour:hover { border-color: var(--encre); color: var(--encre); }
.btn-blanc { background: #fff; color: var(--encre); }
.btn-blanc:hover { background: var(--vert-pale); color: var(--vert-nuit); }
.btn-petit { padding: .6em 1.1em; font-size: .88rem; }
.btn-large { padding: 1em 1.9em; font-size: 1.05rem; }

/* ---------- Bandeau de confiance ---------- */
.bandeau-confiance { background: var(--vert-nuit); color: #CFE9DB; font-size: .8rem; position: relative; z-index: 51; }
.bandeau-confiance .conteneur { display: flex; justify-content: space-between; align-items: center; gap: 18px; min-height: 36px; }
.bandeau-confiance b { color: #fff; font-weight: 600; }
.bandeau-confiance a { color: #fff; text-decoration: none; display: inline-flex; align-items: center; gap: .4em; white-space: nowrap; }
.bandeau-confiance a:hover { color: #9FE2C2; }
.bandeau-confiance .picto { color: var(--or); }
.bandeau-orias { min-width: 0; }
.bandeau-orias span { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.bandeau-court { display: none; }
.bandeau-droite { display: flex; gap: 22px; align-items: center; flex: none; }
.bandeau-point { display: inline-flex; align-items: center; gap: .5em; color: #9FB8AB; }
.bandeau-point i { width: 7px; height: 7px; border-radius: 50%; background: var(--vert); box-shadow: 0 0 0 3px rgba(15,157,99,.25); animation: pulse 2.8s ease-in-out infinite; }

/* ---------- En-tête ---------- */
.entete { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.94); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border-bottom: 1px solid var(--ligne); transition: box-shadow var(--trans); }
.entete.compact { box-shadow: 0 10px 30px -18px rgba(20,26,30,.35); }
.entete-int { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 80px; transition: min-height var(--trans); }
.entete.compact .entete-int { min-height: 66px; }
.marque { display: inline-flex; align-items: center; gap: 12px; color: var(--encre); text-decoration: none; flex: none; }
.signe { width: 24px; height: 38px; transition: transform var(--trans); }
.marque:hover .signe { transform: translateY(-1px); }
.signe-vert { fill: var(--vert); filter: drop-shadow(0 0 5px rgba(15,157,99,.7)); animation: pulse 2.8s ease-in-out infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: .55; } }
.marque-texte { display: flex; flex-direction: column; gap: 3px; line-height: 1; }
.marque-nom { font-family: var(--titre); font-size: 1.4rem; font-weight: 500; letter-spacing: -.01em; white-space: nowrap; }
.marque-nom b { font-weight: 800; color: var(--vert-fonce); }
.marque-texte small { font-family: var(--mono); font-size: .64rem; color: var(--gris); letter-spacing: .1em; text-transform: uppercase; white-space: nowrap; }
.marque-clair { color: #fff; }
.marque-clair .marque-nom b { color: #9FE2C2; }
.marque-clair .marque-texte small { color: #9FB8AB; }
.nav { display: flex; align-items: center; }
.nav-liens { list-style: none; margin: 0; padding: 0; display: flex; align-items: center; gap: 2px; }
.nav-liens a { display: inline-flex; align-items: center; gap: .45em; padding: 10px 14px; color: var(--encre-2); text-decoration: none; font-weight: 600; font-size: .93rem; border-radius: 999px; position: relative; white-space: nowrap; transition: color var(--trans), background var(--trans); }
.nav-liens a i { font: 500 .62rem var(--mono); color: var(--vert); letter-spacing: .04em; opacity: 0; transform: translateX(-4px); transition: opacity var(--trans), transform var(--trans); width: 0; overflow: hidden; }
.nav-liens a::after { content: ""; position: absolute; left: 50%; right: 50%; bottom: 4px; height: 2px; background: var(--vert); border-radius: 2px; transition: left var(--trans), right var(--trans); }
.nav-liens a:hover { color: var(--encre); background: var(--fond-2); }
.nav-liens a.actif { color: var(--encre); }
.nav-liens a.actif::after { left: 14px; right: 14px; }
.nav-pied { display: none; }
.entete-actions { display: flex; align-items: center; gap: 10px; flex: none; }
.entete-cta { white-space: nowrap; padding: .78em 1.3em; font-size: .92rem; }
.burger { display: none; width: 46px; height: 46px; border: 1px solid var(--ligne); background: #fff; border-radius: 12px; cursor: pointer; flex-direction: column; justify-content: center; align-items: center; gap: 5px; padding: 0; transition: border-color var(--trans), background var(--trans); }
.burger:hover { border-color: var(--encre); }
.burger span { width: 20px; height: 2px; background: var(--encre); border-radius: 2px; transition: transform var(--trans), opacity var(--trans); transform-origin: center; }
.burger[aria-expanded="true"] { background: var(--encre); border-color: var(--encre); }
.burger[aria-expanded="true"] span { background: #fff; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
body.menu-ouvert { overflow: hidden; }
body.menu-ouvert .cookie-barre { display: none; }

/* ---------- Sections génériques ---------- */
.section { padding: clamp(56px, 8vw, 104px) 0; }
.section-blanc { background: var(--blanc); }
.section-nuit { background: var(--vert-nuit); color: #E6F2EB; }
.section-nuit h2, .section-nuit h3 { color: #fff; }
.section-nuit a { color: #9FE2C2; }
.section-nuit .btn-blanc { color: var(--encre); }
.section-nuit .btn-blanc:hover { color: var(--vert-nuit); }
.section-nuit .btn-vert { color: #fff; }
.surtitre { display: inline-flex; align-items: center; gap: .5em; font-family: var(--mono); font-size: .78rem; text-transform: uppercase; letter-spacing: .14em; color: var(--vert-fonce); margin-bottom: 14px; }
.surtitre::before { content: ""; width: 10px; height: 10px; border-radius: 50%; background: var(--vert); box-shadow: 0 0 0 4px var(--vert-pale); }
.section-nuit .surtitre { color: #9FE2C2; }
.section-nuit .surtitre::before { box-shadow: 0 0 0 4px rgba(15,157,99,.25); }
.entete-section { max-width: 720px; margin-bottom: clamp(32px, 4vw, 56px); }
.entete-section p { font-size: 1.1rem; color: var(--encre-2); }
.section-nuit .entete-section p { color: #BBD6C8; }
.entete-section.centre { margin-inline: auto; text-align: center; }
.entete-section.centre .surtitre { justify-content: center; }
.grille { display: grid; gap: 24px; }
.grille > *, .simu-int > *, .deux-col > *, .contact-grille > *, .hero-int > *, .pro-bloc > *, .banniere-int > *, .offre > *, .portrait-bloc > *, .pied-haut > *, .form-grille > * { min-width: 0; }
select { max-width: 100%; }
.g-2 { grid-template-columns: repeat(2, 1fr); }
.g-3 { grid-template-columns: repeat(3, 1fr); }
.g-4 { grid-template-columns: repeat(4, 1fr); }

/* ---------- Héros ---------- */
.hero { padding: clamp(40px, 6vw, 80px) 0 0; background: linear-gradient(180deg, #fff 0%, var(--fond) 100%); overflow: hidden; }
.hero-int { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.hero h1 { margin-bottom: 22px; }
.hero h1 em { font-style: normal; color: var(--vert); position: relative; white-space: nowrap; }
.hero h1 em::after { content: ""; position: absolute; left: 0; right: 0; bottom: .05em; height: .18em; background: var(--vert-pale); z-index: -1; border-radius: 4px; }
.hero-texte p.chapo { font-size: 1.18rem; color: var(--encre-2); max-width: 540px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 30px 0 26px; }
.hero-points { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 10px 22px; font-size: .92rem; color: var(--encre-2); }
.hero-points li { display: inline-flex; align-items: center; gap: .45em; }
.hero-points .picto { color: var(--vert); }
.hero-media { position: relative; }
.cadre-video { position: relative; border-radius: 24px; overflow: hidden; box-shadow: var(--ombre); aspect-ratio: 16 / 11; background: var(--vert-nuit); }
.cadre-video video, .cadre-video img { width: 100%; height: 100%; object-fit: cover; }
.cadre-video::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 55%, rgba(14,43,32,.45)); pointer-events: none; }
.etiquette-taux {
  position: absolute; left: -18px; bottom: 28px; z-index: 2;
  background: #fff; border-radius: 14px; padding: 16px 20px; box-shadow: var(--ombre);
  display: grid; grid-template-columns: auto 1fr; gap: 4px 14px; align-items: center;
  border-left: 4px solid var(--vert);
}
.etiquette-taux .taux { font-family: var(--mono); font-size: 2.1rem; font-weight: 600; color: var(--vert-fonce); grid-row: span 2; line-height: 1; }
.etiquette-taux b { font-size: .92rem; }
.etiquette-taux small { font-size: .78rem; color: var(--gris); }
.etiquette-sceau {
  position: absolute; right: -14px; top: -14px; z-index: 2; width: 112px; height: 112px; border-radius: 50%;
  background: var(--or-pale); border: 1.5px solid var(--or); color: #7A5D1E; display: grid; place-items: center; text-align: center;
  font-family: var(--mono); font-size: .62rem; letter-spacing: .08em; text-transform: uppercase; line-height: 1.3; padding: 10px;
  box-shadow: var(--ombre-s); animation: tourne 18s linear infinite;
}
.etiquette-sceau b { display: block; font-size: .9rem; letter-spacing: .02em; }
@keyframes tourne { to { transform: rotate(360deg); } }
.etiquette-sceau .int { animation: tourne 18s linear infinite reverse; }
.hero-bas { margin-top: clamp(40px, 6vw, 64px); border-top: 1px solid var(--ligne); background: #fff; }
.garanties { display: grid; grid-template-columns: repeat(4, 1fr); }
.garanties > div { padding: 22px 20px; display: flex; gap: 14px; align-items: flex-start; border-right: 1px solid var(--ligne); }
.garanties > div:last-child { border-right: 0; }
.garanties .picto { width: 1.6em; height: 1.6em; color: var(--vert); margin-top: 2px; }
.garanties b { display: block; font-size: .98rem; }
.garanties span { font-size: .86rem; color: var(--gris); }

/* ---------- Partenaires bancaires ---------- */
.bande-partenaires { background: #fff; border-bottom: 1px solid var(--ligne); padding: 26px 0; }
.partenaires-tete { max-width: 760px; margin-bottom: clamp(28px, 4vw, 44px); }
.partenaires-tete p { color: var(--encre-2); font-size: 1.05rem; margin: 0; }
.partenaires-liste { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; }
.partenaires-liste li { min-width: 0; display: flex; align-items: center; gap: 12px; background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon-s); padding: 12px 14px; transition: transform var(--trans), box-shadow var(--trans), border-color var(--trans); }
.partenaires-liste li:hover { transform: translateY(-3px); box-shadow: var(--ombre-s); border-color: var(--vert); }
.partenaires-liste img { width: 40px; height: 40px; border-radius: 10px; object-fit: contain; flex: none; background: #fff; }
.partenaires-liste span { display: flex; flex-direction: column; line-height: 1.2; min-width: 0; }
.partenaires-liste b { font-size: .92rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.partenaires-liste small { font-size: .74rem; color: var(--gris); }
.partenaires-plus { border-style: dashed !important; justify-content: center; text-align: center; background: var(--fond) !important; }
.partenaires-plus b { color: var(--vert-fonce); }
.partenaires-note { font-size: .74rem; color: var(--gris); margin: 16px 0 0; }
.partenaires-compact { display: flex; align-items: center; gap: 28px; }
.partenaires-label { flex: none; display: flex; flex-direction: column; gap: 6px; }
.partenaires-label .surtitre { margin: 0; }
.partenaires-label a { font-size: .85rem; font-weight: 700; text-decoration: none; display: inline-flex; align-items: center; gap: .3em; }
.partenaires-compact .partenaires-liste { display: flex; flex-wrap: wrap; gap: 8px; flex: 1; }
.partenaires-compact .partenaires-liste li { padding: 6px 12px 6px 6px; gap: 8px; border-radius: 999px; }
.partenaires-compact .partenaires-liste img { width: 28px; height: 28px; border-radius: 50%; }
.partenaires-compact .partenaires-liste small { display: none; }
.partenaires-compact .partenaires-liste b { font-size: .82rem; }
.partenaires-compact .partenaires-plus { padding: 6px 12px; border-style: dashed; }

/* ---------- Garantie 20 % (dossiers pro) ---------- */
.garantie { background: var(--or-pale); border: 1.5px solid var(--or); border-radius: var(--rayon); padding: clamp(22px, 3vw, 34px); color: var(--encre); }
.garantie-tete { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 14px; }
.garantie-tete > .picto { width: 2.2em; height: 2.2em; color: #7A5D1E; flex: none; margin-top: 4px; }
.garantie-tete .surtitre { color: #7A5D1E; margin-bottom: 6px; }
.garantie-tete .surtitre::before { background: var(--or); box-shadow: 0 0 0 4px rgba(201,162,75,.25); }
.garantie-tete h3 { margin: 0; font-size: 1.35rem; }
.garantie > p:not(.garantie-alerte) { color: var(--encre-2); }
.garantie-etapes { list-style: none; padding: 0; margin: 18px 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; counter-reset: g; }
.garantie-etapes li { background: #fff; border-radius: var(--rayon-s); padding: 14px 16px 14px 44px; position: relative; font-size: .9rem; }
.garantie-etapes li::before { counter-increment: g; content: counter(g); position: absolute; left: 14px; top: 14px; width: 22px; height: 22px; border-radius: 50%; background: var(--or); color: #fff; font: 600 .75rem/22px var(--mono); text-align: center; }
.garantie-etapes b { display: block; margin-bottom: 2px; }
.garantie-etapes span { color: var(--encre-2); font-size: .85rem; }
.garantie-alerte { display: flex; gap: 12px; align-items: flex-start; background: var(--vert-nuit); color: #D7EAE0; border-radius: var(--rayon-s); padding: 16px 18px; margin: 0; font-size: .92rem; }
.garantie-alerte .picto { color: #9FE2C2; width: 1.6em; height: 1.6em; flex: none; margin-top: 2px; }
.garantie-alerte b { color: #fff; }
.garantie-compacte { display: flex; gap: 12px; align-items: flex-start; padding: 16px 18px; font-size: .9rem; }
.garantie-compacte > .picto { color: #7A5D1E; width: 1.5em; height: 1.5em; flex: none; margin-top: 3px; }
.garantie-compacte p { margin: 0; color: var(--encre-2); }
.garantie-compacte a { font-weight: 700; }
.section-nuit .garantie-compacte { background: rgba(255,255,255,.06); border-color: rgba(201,162,75,.6); }
.section-nuit .garantie-compacte p { color: #BBD6C8; }
.section-nuit .garantie-compacte b { color: #fff; }
.section-nuit .garantie-compacte > .picto { color: var(--or); }
.resultat-liste li.garantie-ligne { flex-wrap: wrap; }
.resultat-liste li.garantie-ligne b { color: var(--or); white-space: nowrap; }
.resultat-liste li.garantie-ligne small { flex-basis: 100%; font-size: .76rem; color: #9FB8AB; margin-top: -4px; }

/* ---------- Cartes financement ---------- */
.carte {
  background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); overflow: hidden;
  display: flex; flex-direction: column; transition: transform var(--trans), box-shadow var(--trans), border-color var(--trans);
}
.carte:hover { transform: translateY(-5px); box-shadow: var(--ombre); border-color: transparent; }
.carte-img { aspect-ratio: 3 / 2; overflow: hidden; }
.carte-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .8s ease; }
.carte:hover .carte-img img { transform: scale(1.05); }
.carte-corps { padding: 22px 24px 26px; display: flex; flex-direction: column; gap: 10px; flex: 1; }
.carte-corps h3 { display: flex; align-items: center; gap: .5em; margin: 0; }
.carte-corps h3 .picto { color: var(--vert); }
.carte-corps p { color: var(--encre-2); margin: 0; font-size: .97rem; flex: 1; }
.carte-taux { font-family: var(--mono); font-size: .82rem; color: var(--vert-fonce); background: var(--vert-pale); padding: 4px 10px; border-radius: 6px; align-self: flex-start; }
.carte-taux.or { color: #7A5D1E; background: var(--or-pale); }
.carte a.lien { font-weight: 700; text-decoration: none; display: inline-flex; align-items: center; gap: .4em; margin-top: 6px; }
.carte a.lien:hover .picto { transform: translateX(3px); }
.carte a.lien .picto { transition: transform var(--trans); }

/* ---------- Bloc taux pro ---------- */
.pro-bloc { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.pro-chiffre { font-family: var(--mono); font-size: clamp(5rem, 11vw, 9rem); font-weight: 600; line-height: .9; color: #fff; letter-spacing: -.04em; }
.pro-chiffre small { font-size: .28em; color: #9FE2C2; letter-spacing: 0; display: block; margin-top: 10px; font-family: var(--texte); font-weight: 600; }
.pro-liste { list-style: none; padding: 0; margin: 22px 0; display: grid; gap: 12px; }
.pro-liste li { display: flex; gap: 12px; align-items: flex-start; }
.pro-liste .picto { color: var(--vert); width: 1.35em; height: 1.35em; margin-top: 3px; flex: none; }
.pro-liste b { color: #fff; }
.pro-img { border-radius: var(--rayon); overflow: hidden; box-shadow: 0 30px 60px -30px rgba(0,0,0,.6); position: relative; }
.pro-img img { aspect-ratio: 4 / 3; object-fit: cover; width: 100%; }
.pro-note { font-size: .82rem; color: #9FB8AB; border-top: 1px solid rgba(255,255,255,.12); padding-top: 14px; margin-top: 6px; }

/* ---------- Simulateur ---------- */
.simu { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); box-shadow: var(--ombre); overflow: hidden; }
.simu-int { display: grid; grid-template-columns: 1.1fr .9fr; }
.simu-form { padding: clamp(24px, 3.5vw, 40px); display: grid; gap: 22px; }
.simu-resultat { background: var(--vert-nuit); color: #E6F2EB; padding: clamp(24px, 3.5vw, 40px); display: flex; flex-direction: column; gap: 18px; }
.simu-taux-pro { display: flex; align-items: center; gap: 16px; background: var(--vert-pale); border-radius: var(--rayon-s); padding: 14px 18px; }
.simu-taux-pro .t { font-family: var(--mono); font-size: 1.9rem; font-weight: 600; color: var(--vert-fonce); line-height: 1; white-space: nowrap; }
.simu-taux-pro span:not(.t) { display: flex; flex-direction: column; gap: 2px; }
.simu-taux-pro b { font-size: .95rem; }
.simu-taux-pro small { font-size: .8rem; color: var(--encre-2); }
.champ label, .champ legend { display: block; font-weight: 700; font-size: .92rem; margin-bottom: 8px; }
.champ .aide { font-size: .82rem; color: var(--gris); margin-top: 6px; }
.commut { display: inline-flex; background: var(--fond-2); border-radius: 999px; padding: 4px; gap: 4px; }
.commut label { margin: 0; cursor: pointer; }
.commut input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.commut span { display: inline-block; padding: 9px 18px; border-radius: 999px; font-weight: 700; font-size: .9rem; color: var(--encre-2); transition: background var(--trans), color var(--trans); }
.commut input:checked + span { background: #fff; color: var(--encre); box-shadow: var(--ombre-s); }
.commut input:focus-visible + span { outline: 2px solid var(--vert); outline-offset: 2px; }
.commut input[value="pro"]:checked + span { background: var(--vert); color: #fff; }
select, input[type="text"], input[type="email"], input[type="tel"], input[type="number"], textarea {
  width: 100%; padding: 13px 15px; border: 1.5px solid var(--ligne); border-radius: var(--rayon-s); background: #fff;
  font: 500 1rem var(--texte); color: var(--encre); transition: border-color var(--trans), box-shadow var(--trans);
}
select:focus, input:focus, textarea:focus { outline: none; border-color: var(--vert); box-shadow: 0 0 0 4px var(--vert-pale); }
input[type="number"] { font-family: var(--mono); }
textarea { min-height: 150px; resize: vertical; }
.curseur-ligne { display: flex; align-items: center; gap: 16px; }
.curseur-ligne input[type="number"] { width: 160px; text-align: right; }
.curseur-ligne .unite { font-family: var(--mono); color: var(--gris); font-size: .9rem; }
input[type="range"] { width: 100%; accent-color: var(--vert); height: 30px; cursor: pointer; }
.simu-resultat .surtitre { color: #9FE2C2; }
.resultat-principal { display: flex; flex-direction: column; gap: 4px; }
.resultat-principal .val { font-family: var(--mono); font-size: clamp(2.4rem, 4vw, 3.4rem); font-weight: 600; color: #fff; line-height: 1; letter-spacing: -.03em; }
.resultat-principal .val small { font-size: .4em; color: #9FE2C2; letter-spacing: 0; }
.resultat-principal span { color: #BBD6C8; font-size: .92rem; }
.resultat-liste { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; border-top: 1px solid rgba(255,255,255,.12); padding-top: 16px; }
.resultat-liste li { display: flex; justify-content: space-between; gap: 12px; font-size: .95rem; color: #BBD6C8; }
.resultat-liste li b { font-family: var(--mono); color: #fff; font-weight: 500; text-align: right; overflow-wrap: anywhere; }
.resultat-liste li span { flex: none; }
.resultat-liste li.taux b { color: var(--or); }
.barre-repartition { height: 10px; border-radius: 6px; background: rgba(255,255,255,.14); overflow: hidden; display: flex; }
.barre-repartition i { display: block; height: 100%; background: var(--vert); transition: width .5s ease; }
.barre-repartition em { display: block; height: 100%; background: var(--or); transition: width .5s ease; }
.legende-barre { display: flex; justify-content: space-between; font-size: .78rem; color: #9FB8AB; font-family: var(--mono); }
.legende-barre b::before { content: ""; display: inline-block; width: 8px; height: 8px; border-radius: 2px; margin-right: 6px; background: var(--vert); }
.legende-barre b.or::before { background: var(--or); }
.simu-resultat .btn { align-self: flex-start; margin-top: auto; }
.simu-resultat .mention-credit { font-size: .78rem; color: #9FB8AB; margin: 0; }
.simu-resultat .mention-credit strong { color: #D7EAE0; }
.simu-pied { border-top: 1px solid var(--ligne); padding: 14px 24px; font-size: .8rem; color: var(--gris); background: var(--fond); }
.tableau-amort { width: 100%; border-collapse: collapse; font-size: .9rem; margin-top: 10px; }
.tableau-amort th, .tableau-amort td { padding: 10px 12px; border-bottom: 1px solid var(--ligne); text-align: right; font-family: var(--mono); font-weight: 400; }
.tableau-amort th { font-family: var(--texte); font-weight: 700; font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--gris); }
.tableau-amort th:first-child, .tableau-amort td:first-child { text-align: left; }
.tableau-amort tr:last-child td { border-bottom: 0; }
.tableau-encart { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: 24px 28px; overflow-x: auto; }
.grille-taux { display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; }
.taux-carte { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon-s); padding: 18px; text-align: center; }
.taux-carte .t { font-family: var(--mono); font-size: 1.7rem; font-weight: 600; color: var(--vert-fonce); }
.taux-carte.pro { background: var(--vert-nuit); color: #fff; border-color: transparent; }
.taux-carte.pro .t { color: #9FE2C2; }
.taux-carte small { display: block; font-size: .82rem; color: var(--gris); }
.taux-carte.pro small { color: #BBD6C8; }

/* ---------- Étapes ---------- */
.etapes { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; counter-reset: etape; position: relative; }
.etapes::before { content: ""; position: absolute; left: 6%; right: 6%; top: 28px; height: 2px; background: var(--ligne); }
.etape { padding: 0 20px; position: relative; }
.etape .num { counter-increment: etape; width: 56px; height: 56px; border-radius: 50%; background: #fff; border: 2px solid var(--ligne); display: grid; place-items: center; font-family: var(--mono); font-weight: 600; color: var(--vert-fonce); margin-bottom: 18px; position: relative; z-index: 1; transition: background var(--trans), border-color var(--trans), color var(--trans); }
.etape .num::before { content: "0" counter(etape); }
.etape:hover .num { background: var(--vert); color: #fff; border-color: var(--vert); }
.etape h3 { font-size: 1.1rem; }
.etape p { color: var(--encre-2); font-size: .95rem; margin: 0; }
.etape .delai { display: inline-block; margin-top: 10px; font-family: var(--mono); font-size: .75rem; color: var(--gris); }

/* ---------- Témoignages ---------- */
.temoin { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: 28px; display: flex; flex-direction: column; gap: 14px; position: relative; }
.temoin::before { content: "“"; font-family: var(--titre); font-size: 4rem; line-height: .5; color: var(--vert-pale); position: absolute; top: 26px; right: 24px; }
.temoin .etoiles { display: flex; gap: 2px; color: var(--or); }
.temoin .etoiles .picto { fill: currentColor; width: 1em; height: 1em; }
.temoin p { margin: 0; color: var(--encre-2); font-style: italic; flex: 1; }
.temoin footer { display: flex; justify-content: space-between; align-items: baseline; gap: 10px; font-size: .88rem; }
.temoin footer b { font-style: normal; }
.temoin footer span { color: var(--gris); font-family: var(--mono); font-size: .76rem; }

/* ---------- FAQ ---------- */
.faq { max-width: 820px; margin-inline: auto; display: grid; gap: 10px; }
.faq details { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon-s); padding: 0 22px; transition: border-color var(--trans); }
.faq details[open] { border-color: var(--vert); }
.faq summary { cursor: pointer; list-style: none; font-weight: 700; padding: 18px 0; display: flex; justify-content: space-between; align-items: center; gap: 14px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-family: var(--mono); font-size: 1.3rem; color: var(--vert); transition: transform var(--trans); }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { color: var(--encre-2); padding-bottom: 18px; margin: 0; }

/* ---------- Bandeau CTA ---------- */
.cta-bande { background: var(--vert); color: #fff; border-radius: var(--rayon); padding: clamp(28px, 4vw, 48px); display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; position: relative; overflow: hidden; }
.cta-bande::after { content: ""; position: absolute; width: 360px; height: 360px; border-radius: 50%; right: -120px; top: -160px; background: rgba(255,255,255,.08); }
.cta-bande h2 { color: #fff; margin: 0 0 6px; font-size: clamp(1.4rem, 2.6vw, 2rem); }
.cta-bande p { margin: 0; color: #DDF3E8; }
.cta-bande .actions { display: flex; gap: 12px; flex-wrap: wrap; position: relative; }

/* ---------- Bannière intérieure ---------- */
.banniere { padding: clamp(44px, 6vw, 72px) 0; background: #fff; border-bottom: 1px solid var(--ligne); }
.banniere-int { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.banniere p.chapo { font-size: 1.15rem; color: var(--encre-2); max-width: 580px; }
.banniere-img { border-radius: var(--rayon); overflow: hidden; box-shadow: var(--ombre); aspect-ratio: 4 / 3; }
.banniere-img img, .banniere-img video { width: 100%; height: 100%; object-fit: cover; }
.fil { font-size: .82rem; color: var(--gris); margin-bottom: 18px; font-family: var(--mono); }
.fil a { color: var(--gris); text-decoration: none; }
.fil a:hover { color: var(--vert-fonce); }

/* ---------- Financements (page) ---------- */
.offre { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 5vw, 64px); align-items: center; padding: clamp(40px, 6vw, 72px) 0; border-bottom: 1px solid var(--ligne); scroll-margin-top: 100px; }
.offre:nth-child(even) .offre-img { order: 2; }
.offre-img { border-radius: var(--rayon); overflow: hidden; box-shadow: var(--ombre); }
.offre-img img { aspect-ratio: 4 / 3; object-fit: cover; width: 100%; }
.offre h2 { display: flex; align-items: center; gap: .45em; }
.offre h2 .picto { color: var(--vert); }
.offre ul { padding-left: 0; list-style: none; display: grid; gap: 8px; margin: 18px 0; }
.offre li { display: flex; gap: 10px; align-items: flex-start; color: var(--encre-2); }
.offre li .picto { color: var(--vert); margin-top: 4px; flex: none; }
.offre .taux-ligne { display: inline-flex; align-items: baseline; gap: 10px; background: var(--vert-pale); border-radius: var(--rayon-s); padding: 10px 16px; margin-bottom: 18px; }
.offre .taux-ligne b { font-family: var(--mono); font-size: 1.5rem; color: var(--vert-fonce); }
.offre .taux-ligne small { font-size: .82rem; color: var(--encre-2); }
.offre .taux-ligne.or { background: var(--or-pale); }
.offre .taux-ligne.or b { color: #7A5D1E; }

/* ---------- Conseillère ---------- */
.portrait-bloc { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(28px, 5vw, 64px); align-items: start; }
.portrait-bloc .img { border-radius: var(--rayon); overflow: hidden; box-shadow: var(--ombre); position: sticky; top: 100px; }
.portrait-bloc .img img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.valeurs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.valeur { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: 26px; }
.valeur .picto { width: 2em; height: 2em; color: var(--vert); margin-bottom: 14px; }
.valeur h3 { font-size: 1.1rem; }
.valeur p { color: var(--encre-2); font-size: .95rem; margin: 0; }
.chrono { list-style: none; padding: 0; margin: 0; display: grid; gap: 0; border-left: 2px solid var(--ligne); }
.chrono li { padding: 0 0 26px 26px; position: relative; }
.chrono li::before { content: ""; position: absolute; left: -7px; top: 6px; width: 12px; height: 12px; border-radius: 50%; background: var(--vert); box-shadow: 0 0 0 4px var(--vert-pale); }
.chrono .date { font-family: var(--mono); font-size: .8rem; color: var(--vert-fonce); }
.chrono b { display: block; }
.chrono p { margin: 4px 0 0; color: var(--encre-2); font-size: .95rem; }

/* ---------- Réglementation ---------- */
.fiche { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: clamp(24px, 3vw, 36px); }
.fiche dl { display: grid; grid-template-columns: 240px 1fr; gap: 12px 24px; margin: 0; }
.fiche dt { font-weight: 700; color: var(--encre-2); font-size: .92rem; }
.fiche dd { margin: 0; }
.fiche dd .mono { color: var(--vert-fonce); }
.sceau-grand { display: inline-grid; place-items: center; width: 150px; height: 150px; border-radius: 50%; background: var(--or-pale); border: 2px solid var(--or); color: #7A5D1E; font-family: var(--mono); text-align: center; font-size: .7rem; letter-spacing: .1em; text-transform: uppercase; line-height: 1.35; padding: 14px; }
.sceau-grand b { font-size: 1.1rem; letter-spacing: .02em; display: block; margin: 4px 0; }
.engagements { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.engagement { display: flex; gap: 16px; background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: 22px; }
.engagement .picto { width: 1.8em; height: 1.8em; color: var(--vert); flex: none; margin-top: 2px; }
.engagement b { display: block; margin-bottom: 4px; }
.engagement p { margin: 0; color: var(--encre-2); font-size: .95rem; }

/* ---------- Formulaires (demande, contact) ---------- */
.formulaire { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: clamp(24px, 3.5vw, 44px); box-shadow: var(--ombre); }
.form-grille { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-grille .plein { grid-column: 1 / -1; }
.champ { display: flex; flex-direction: column; }
.champ label .req { color: var(--vert); }
.champ.erreur input, .champ.erreur select, .champ.erreur textarea { border-color: var(--rouge); }
.champ .msg-erreur { font-size: .82rem; color: var(--rouge); margin-top: 6px; }
.consent { display: flex; gap: 12px; align-items: flex-start; font-size: .9rem; color: var(--encre-2); }
.consent input { margin-top: 5px; width: 18px; height: 18px; accent-color: var(--vert); flex: none; }
.pot-de-miel { position: absolute; left: -9999px; }
.alerte { border-radius: var(--rayon-s); padding: 18px 22px; margin-bottom: 24px; display: flex; gap: 14px; align-items: flex-start; }
.alerte .picto { flex: none; width: 1.5em; height: 1.5em; margin-top: 2px; }
.alerte-ok { background: var(--vert-pale); color: var(--vert-nuit); border: 1px solid #BFE5D0; }
.alerte-ok .picto { color: var(--vert); }
.alerte-err { background: #FBE9E7; color: #7A2A23; border: 1px solid #F1C6C1; }
.alerte-err .picto { color: var(--rouge); }
.alerte p { margin: 0; }
.recap-simu { background: var(--fond); border: 1px dashed var(--ligne); border-radius: var(--rayon-s); padding: 16px 20px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; margin-bottom: 24px; }
.recap-simu div { font-size: .8rem; color: var(--gris); }
.recap-simu div b { display: block; font-family: var(--mono); font-size: 1.05rem; color: var(--encre); font-weight: 500; }
.etapes-form { display: flex; gap: 10px; margin-bottom: 26px; font-family: var(--mono); font-size: .78rem; color: var(--gris); flex-wrap: wrap; }
.etapes-form span { padding: 6px 12px; border-radius: 999px; background: var(--fond-2); }
.etapes-form span.on { background: var(--vert); color: #fff; }
.colonne-aide { display: grid; gap: 20px; align-content: start; }
.encart { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); padding: 24px; }
.encart h3 { font-size: 1.05rem; display: flex; align-items: center; gap: .5em; }
.encart h3 .picto { color: var(--vert); }
.encart ul { padding-left: 0; list-style: none; margin: 0; display: grid; gap: 8px; font-size: .93rem; color: var(--encre-2); }
.encart li { display: flex; gap: 8px; }
.encart li .picto { color: var(--vert); flex: none; margin-top: 4px; }
.encart p { font-size: .93rem; color: var(--encre-2); margin: 0; }
.encart-nuit { background: var(--vert-nuit); color: #E6F2EB; border-color: transparent; }
.encart-nuit h3 { color: #fff; }
.encart-nuit p, .encart-nuit li { color: #BBD6C8; }
.deux-col { display: grid; grid-template-columns: 1.3fr .7fr; gap: 32px; align-items: start; }

/* ---------- Contact ---------- */
.contact-grille { display: grid; grid-template-columns: .8fr 1.2fr; gap: 40px; align-items: start; }
.coord { display: grid; gap: 18px; }
.coord-item { display: flex; gap: 14px; background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon-s); padding: 18px 20px; }
.coord-item .picto { color: var(--vert); width: 1.5em; height: 1.5em; flex: none; }
.coord-item b { display: block; font-size: .85rem; color: var(--gris); font-weight: 600; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 2px; }
.coord-item a { text-decoration: none; }
.carte-zone { background: #fff; border: 1px solid var(--ligne); border-radius: var(--rayon); overflow: hidden; }
.carte-zone img { aspect-ratio: 16 / 9; object-fit: cover; width: 100%; }
.carte-zone p { padding: 16px 20px; margin: 0; font-size: .92rem; color: var(--encre-2); }

/* ---------- Pages légales ---------- */
.legal { max-width: 820px; }
.legal h1 { font-size: clamp(1.9rem, 3.5vw, 2.6rem); }
.legal h2 { font-size: 1.35rem; margin-top: 2em; }
.legal p, .legal li { color: var(--encre-2); }
.legal .fiche dl { grid-template-columns: 200px 1fr; }
.legal .date-maj { font-family: var(--mono); font-size: .8rem; color: var(--gris); }

/* ---------- Pied de page ---------- */
.pied { background: var(--encre); color: #B9C3C9; padding: clamp(48px, 6vw, 72px) 0 28px; margin-top: 0; }
.pied a { color: #fff; text-decoration: none; }
.pied a:hover { color: #9FE2C2; }
.pied-haut { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.2fr; gap: 36px; padding-bottom: 36px; border-bottom: 1px solid rgba(255,255,255,.1); }
.pied-marque p { font-size: .92rem; margin-top: 18px; }
.pied-orias { display: flex; align-items: center; gap: .5em; font-size: .85rem !important; }
.pied-orias .picto { color: var(--or); }
.pied h4 { color: #fff; font-family: var(--texte); font-size: .82rem; text-transform: uppercase; letter-spacing: .1em; margin-bottom: 14px; }
.pied ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; font-size: .93rem; }
.pied address { font-style: normal; font-size: .93rem; line-height: 1.7; }
.pied-horaires { display: block; font-size: .82rem; color: #8894A0; margin-top: 6px; }
.pied-mentions { padding: 22px 0; border-bottom: 1px solid rgba(255,255,255,.1); font-size: .8rem; color: #8894A0; }
.pied-mentions p { margin: 0 0 8px; }
.pied .mention-credit strong { color: #fff; }
.page .mention-credit { font-size: .85rem; color: var(--gris); margin-top: 18px; }
.page .mention-credit strong { color: var(--encre); }
.page .simu-resultat .mention-credit { font-size: .78rem; color: #9FB8AB; margin: 0; }
.page .simu-resultat .mention-credit strong { color: #D7EAE0; }
.pied-bas { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; padding-top: 22px; font-size: .8rem; }
.pied-bas ul { display: flex; gap: 18px; flex-wrap: wrap; }

/* ---------- Bandeau cookies ---------- */
.cookie-barre { position: fixed; left: 16px; bottom: 16px; z-index: 90; background: var(--encre); color: #D5DCE0; border-radius: 999px; box-shadow: var(--ombre); padding: 8px 8px 8px 18px; display: flex; gap: 14px; align-items: center; max-width: 560px; font-size: .82rem; }
.cookie-barre p { margin: 0; display: inline-flex; align-items: center; gap: .5em; }
.cookie-barre .picto { color: var(--vert); }
.cookie-barre a { color: #fff; }
.cookie-barre .btn { padding: .5em 1em; font-size: .82rem; }

/* ---------- Apparitions (opacité 0 uniquement si JS actif) ---------- */
.js .apparait { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.js .apparait.visible { opacity: 1; transform: none; }
.js .apparait[data-delai="1"] { transition-delay: .12s; }
.js .apparait[data-delai="2"] { transition-delay: .24s; }
.js .apparait[data-delai="3"] { transition-delay: .36s; }
@media (prefers-reduced-motion: reduce) {
  .js .apparait { opacity: 1; transform: none; transition: none; }
  .signe-vert, .etiquette-sceau, .etiquette-sceau .int { animation: none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1180px) {
  .nav-liens a { padding: 10px 11px; font-size: .9rem; }
  .marque-texte small { display: none; }
}
@media (max-width: 1024px) {
  .g-4 { grid-template-columns: repeat(2, 1fr); }
  .g-3 { grid-template-columns: repeat(2, 1fr); }
  .garanties { grid-template-columns: repeat(2, 1fr); }
  .garanties > div:nth-child(2) { border-right: 0; }
  .garanties > div:nth-child(-n+2) { border-bottom: 1px solid var(--ligne); }
  .etapes { grid-template-columns: repeat(2, 1fr); gap: 28px 0; }
  .etapes::before { display: none; }
  .grille-taux { grid-template-columns: repeat(3, 1fr); }
  .partenaires-liste { grid-template-columns: repeat(3, 1fr); }
  .garantie-etapes { grid-template-columns: repeat(2, 1fr); }
  .partenaires-compact { flex-direction: column; align-items: stretch; gap: 14px; }
  .partenaires-compact .partenaires-liste { width: 100%; }
  .pied-haut { grid-template-columns: 1fr 1fr; }
  .valeurs { grid-template-columns: 1fr; }
  .recap-simu { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 960px) {
  .burger { display: flex; }
  .entete-cta { display: none; }
  .entete { backdrop-filter: none; -webkit-backdrop-filter: none; background: #fff; }
  .entete-int { min-height: 68px; }
  .marque, .entete-actions { position: relative; z-index: 41; }
  .marque-texte small { display: block; }
  .nav { position: fixed; left: 0; right: 0; top: 0; bottom: 0; background: #fff; display: none; flex-direction: column; justify-content: flex-start; padding: 110px 24px 28px; z-index: 40; overflow-y: auto; }
  .nav.ouvert { display: flex; animation: menu-entree .35s ease; }
  @keyframes menu-entree { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: none; } }
  .nav-liens { flex-direction: column; align-items: stretch; gap: 0; border-top: 1px solid var(--ligne); }
  .nav-liens li { border-bottom: 1px solid var(--ligne); }
  .nav-liens a { padding: 18px 4px; font-family: var(--titre); font-size: 1.45rem; font-weight: 600; border-radius: 0; gap: 14px; }
  .nav-liens a i { opacity: 1; transform: none; width: auto; font-size: .72rem; }
  .nav-liens a::after { display: none; }
  .nav-liens a:hover { background: transparent; }
  .nav-liens a.actif { color: var(--vert-fonce); }
  .nav-pied { display: grid; gap: 22px; margin-top: 26px; }
  .nav-pied .btn { width: 100%; justify-content: center; padding: 1em; font-size: 1rem; }
  .nav-infos { display: grid; gap: 10px; font-size: .9rem; color: var(--encre-2); }
  .nav-infos > * { display: inline-flex; align-items: center; gap: .5em; text-decoration: none; color: var(--encre-2); }
  .nav-infos .picto { color: var(--vert); }
  .bandeau-droite { display: none; }
  .bandeau-long { display: none; }
  .bandeau-court { display: block; }
  .bandeau-confiance .conteneur { min-height: 32px; }
  .cookie-barre { left: 12px; right: 12px; max-width: none; border-radius: 16px; }
}
@media (max-width: 860px) {
  .hero-int, .pro-bloc, .simu-int, .banniere-int, .offre, .portrait-bloc, .deux-col, .contact-grille, .engagements { grid-template-columns: 1fr; }
  .offre:nth-child(even) .offre-img { order: 0; }
  .portrait-bloc .img { position: static; }
  .etiquette-taux { left: 12px; bottom: 12px; padding: 12px 14px; }
  .etiquette-taux .taux { font-size: 1.6rem; }
  .etiquette-sceau { right: 8px; top: -10px; width: 92px; height: 92px; font-size: .55rem; }
  .fiche dl, .legal .fiche dl { grid-template-columns: 1fr; gap: 4px 0; }
  .fiche dt { margin-top: 10px; }
  .form-grille { grid-template-columns: 1fr; }
  .cookie-barre { flex-direction: column; align-items: stretch; }
  .cookie-barre .btn { justify-content: center; }
}
@media (max-width: 600px) {
  body { font-size: 16px; }
  .g-2, .g-3, .g-4, .garanties, .grille-taux, .etapes, .pied-haut, .recap-simu { grid-template-columns: 1fr; }
  .garanties > div { border-right: 0; border-bottom: 1px solid var(--ligne); }
  .garanties > div:last-child { border-bottom: 0; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .curseur-ligne { flex-wrap: wrap; gap: 10px; }
  .curseur-ligne input[type="range"] { flex: 1 0 100%; }
  .curseur-ligne input[type="number"] { flex: 1; width: auto; }
  .marque-nom { font-size: 1.25rem; }
  .partenaires-liste { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .partenaires-liste li { padding: 10px 12px; gap: 10px; }
  .partenaires-liste img { width: 34px; height: 34px; }
  .partenaires-liste b { white-space: normal; font-size: .86rem; }
  .garantie-etapes { grid-template-columns: 1fr; }
  .tableau-encart { padding: 18px 14px; }
  .tableau-amort { font-size: .78rem; }
  .tableau-amort th, .tableau-amort td { padding: 8px 6px; white-space: nowrap; }
  .tableau-amort th { font-size: .66rem; letter-spacing: .03em; }
  .offre .taux-ligne { flex-wrap: wrap; }
  .offre .taux-ligne b { white-space: nowrap; font-size: 1.3rem; }
  .resultat-liste li { flex-wrap: wrap; }
  .cookie-barre { flex-direction: column; align-items: stretch; padding: 14px 16px; border-radius: 16px; }
  .cookie-barre p { white-space: normal; }
  .commut { width: 100%; }
  .commut label { flex: 1; }
  .commut span { display: block; text-align: center; }
  .cta-bande .actions .btn { width: 100%; justify-content: center; }
}